Loan approval depends on your income, your credit history, your employment and your expenses. However, you may be surprised to find out what’s possible in terms of borrowing to finance a property purchase. Contact Loans and Leases for a no-obligation call.
FAQ
Find out the answers to some of our clients’ most frequently asked questions.
Loan approval depends on your individual business circumstances. We will work with you to help you compare rates and secure a loan which suits you.
In many cases, the cost to you for advice and guidance throughout the loan application process is $0. There may be some fees and charges involved with establishing the loan. You will be clearly informed of any expenses involved during our initial discussion.
A split loan, a low doc loan, a guarantor loan… there are so many options for loans, not to mention repayments. To determine the loan that is right for you, let’s get together to discuss your personal circumstances and goals.
Although we are based in Adelaide, we are able to help people all over Australia.
Arrange a call with Loans and Leases.
With some strategic forward planning, owning your own home and growing a property portfolio is definitely possible. Talk to us about how to get started.
Often first home buyers believe they need between 10 and 20 per cent deposit to purchase a home. This is not necessarily the case.
Some lenders allow first home buyers to use a cash gift as a deposit for their own home so this is definitely an option which can be explored.
Yes, some lenders will give loan approval based on your parents’ assets and financial status, and your own financial profile.
In some cases, it is possible to rely on your rental history to prove your ability to pay off a loan. Arrange a call with Loans and Leases to find out more.
‘Best’ is difficult to define when it comes to home loans as there are so many options. With the help of a professional broker, you can determine which loan is most suitable for you and which lender is most likely to grant you approval.
Fixed vs variable, offset accounts, split loans… There are so many products out there. Work with experts who can explain how to structure your loan based on your long-term goals.